Kasasa Cash

  • Completely free checking that pays you higher interest rate
  • Receive cash when you need it with refunds on ATMs nationwide
  • Free online and mobile banking so you can bank anywhere
  • Minimum $50 deposit to open

When Kasasa Cash qualifications are met during a Monthly Qualification Cycle:

Tier 1: An Interest Rate of 1.98% and an Annual Percentage Yield  (APY) of 2.00% will be paid on the portion of your daily balance that is less than or equal to $15,000.

Tier 2: The portion of the balance above that cap ($15,000.01) will earn 0.25% interest rate resulting in a range from 2.00% to 0.48% APY depending on the account’s balance.

Reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

Interest and ATM fee reimbursement will be credited to Kasasa Cash Account on the last day of the current cycle.  No Minimum balance is required to earn or receive the account rewards. 

When Kasasa Cash qualifications are not met:

An interest rate of 0.02% and APY of 0.02% will be paid on the entire balance and ATM fees will not be refunded.

Account is a variable rate account, and subject to change after account.  Rates are current as of today.  Fees may reduce earnings. 

Rewards Qualifications

To earn your Kasasa Cash rewards all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

Have at least one ACH automatic transaction, like a direct deposit or bill pay, post and settle to the account. Have at least 12 debit card purchases that post and settle to the account. (Small debit card transactions conducted on the same day at a single merchant and/or multiple transactions made during a condensed time period particularly near the end of a Monthly Qualification may not qualify) Be enrolled in and agree to receive e-Statements 

 

Kasasa Cash Back

  • Free checking that pays cash back on debit card purchases
  • Get more when you spend on everyday buys like groceries
  • No minimum balance to earn rewards and no monthly fee
  • Minimum $50 to open

When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle:

(1) 2.00% cash back on all debit card purchases that post and settle to the account during that cycle period up to maximum cash back earned of $8.00 per Monthly Qualification Cycle, and (2) Reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. 

When Kasasa Cash qualifications are not met, no cash back rewards are provided.

Rewards Qualifications

To earn your Kasasa Cash Back rewards all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

Have at least one ACH automatic transaction, like a direct deposit or bill pay, post and settle to the account. Have at least 12 debit card purchases post and settle (Small debit card transactions conducted on the same day at a single merchant and/or multiple transactions made during a condensed time period particularly near the end of a Monthly Qualification may not qualify) Be enrolled in and agree to receive e-Statements   

 

 

Kasasa Saver

  • Free savings that pays you competitively high interest
  • Must link to your Kasasa checking account for added benefits
  • No minimum balance requirement or monthly service fee
  • Minimum $5 to open

Must have a Kasasa Cash Checking or Kasasa Cash Back Checking to open a Kasasa Saver Account. 

When Kasasa Cash Back qualifications are met

Tier 1: An Interest Rate of 0.98% and an Annual Percentage Yield (APY) 1.00% will be paid on the portion of your daily balance that is less than or equal to $25,000.00.

Tier 2: The portion of your balance above that cap ($25,000.01) will earn 0.25% interest rate resulting in a range from 1.00% to 0.40% APY depending on the account’s balance.

When Kasasa Cash Back qualifications are not met

An interest rate of 0.02% and APY of 0.02% will be paid on the entire balance

 Account is a variable rate account, and subject to change after account.  Rates are current as of today.  Fees may reduce earnings.

Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

Limit one account type per social security number.  Example you may have one Kasasa Cash Back and One Kasasa Cash.  

*Text messaging fees may apply, check with your mobile carrier.